Financing
Upgrade your ride with Tomioka Racing TR parts and accessories. Now, you can finance your purchases with Affirm, Shop Pay, or Klarna. These financing options offer flexible payment plans, quick checkout, and even rewards for returning customers. Plus, their integration with Tomioka Racing TR makes it easy to get the best deals on top-quality products. Don't let financial constraints keep you from taking your vehicle to the next level – finance your Tomioka Racing TR purchases today!
Through our partnership with Affirm, we provide our customers with top-quality Subaru engine parts, BMW engine parts, and more with affordable financing. There is no need to compromise on quality for cost, so you can install that twin-scroll turbo kit or those new exhaust systems today and pay for them when you can.
Benefits to Financing
Some car enthusiasts save up or use credit cards to satisfy their passion for performance vehicles. However, there are many benefits to financing a new final drive gear set, twin-scroll turbo kit, or other top-shelf car modification product.
Aside from having more time to pay your bill, you can improve your credit score by making regular payments, having more cash readily available for other purchases, and having more access to your vehicle's premium equipment. Other than Affirm, you can also choose to finance with Klarna, Paypal Credit, and Snap Finance.
Choosing Affirm
With Affirm financing options, pay your checkout total in monthly installments and never worry about deferred interest or hidden fees. Select the Affirm payment option and choose the plan that fits your budget. Rates range from 0% APR or 10-36% APR, and larger purchases, including exhaust manifolds, twin-scroll turbo kits, and other turbocharger products, may qualify for installment financing for up to 36 months.*
Additionally, our comprehensive warranty grants coverage for all BMW engine parts, Subaru engine parts, twin-scroll turbo kits, lightweight batteries, and other products sold by Tomioka Racing TR. Contact us to learn more about financing options, our warranty, or our high-quality car parts and accessories.
*Affirm payments are subject to credit checks and approval. A down payment may be required. Limited payment options are available for purchases under $100. Rates from 0% APR or 10-36% APR. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
How it works
- Add items to your cart (or shopping bag).
- Check out with Shop Pay.
- Choose the option to pay in installments.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
Buy now, pay later with Shop Pay
You can add the buy now, pay later with Shop Pay messaging in your online store banner, and the following subheadline:
When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*
Quick approval, flexible payments, no late fees
You can create icons for quick approval, flexible payments and no late fees, and use the approved text.
Quick decision Get a real-time decision on your eligibility.
Easy payments Split your purchase into easy bi-weekly or monthly payments.
No surprises No late or hidden fees.
Shop Pay FAQ:
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees*.
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.
Can I use Shop Pay Installments if I'm an international customer?
Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. Customers with international billing addresses or phone numbers can't use Shop Pay Installments.
Is there a limit to how much I can spend on a single Shop Pay Installments order?
Yes, 17,500 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.
Can I buy gift cards with Shop Pay Installments?
You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I miss an installment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.
What if I make a return on a purchase made through installments with Shop Pay?
To request a refund, contact the store where you purchased your item. Using their return policy, the store will advise if a return is possible. If a return is possible, then the store will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.
If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.
If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.
Have more questions?
For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/.
*Rates from 0% APR 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.
Introducing Klarna – the payment solutions company that makes it easy to shop now and pay later at your favorite online stores, including Tomioka Racing. With Klarna, you can shop and check out with ease, knowing that you have the option to pay for your purchases over time.
To use Klarna on the Tomioka Racing website, simply select it as your payment method at checkout. You'll be prompted to enter your personal and payment information, and then you can choose to pay in full or with one of Klarna's financing options. If you choose a financing option, you'll be able to select your desired payment plan and make your first payment.
One of the benefits of using Klarna is that you don't need to have a credit card to shop. You can also take advantage of promotional financing offers, such as interest-free periods or reduced rates. Plus, with Klarna's easy-to-use app, you can manage your purchases and payments on the go.
Upgrade your ride with top-quality products from Tomioka Racing, and finance your purchases with Klarna. Start shopping now and experience the convenience and flexibility of Klarna for yourself.